Enabling Financial Services Innovation
From banking core integration to implementing a Financial Services API strategy, API People has you covered.
Get a DemoContact UsFor financial institutions and fintechs, simplified, reusable, and cost-effective connectivity is a basic human right.
For banks and credit unions, this means that access to all systems, especially the banking core, should be fast, easy, and repeatable.
Connectivity should ease fintech onboarding and enable embedded finance and Banking as a Service (BaaS) solutions.
Connectivity solutions must be vendor-agnostic enabling banks, credit unions and fintechs to move fast and to move freely.
Core Vendor Restrictions
Often the banking core has its own constraints, timelines, and connection fees that make connectivity a difficult and costly process.
Point-to-point Connectivity
Systems are integrated to each other directly in a brittle manner that makes project delivery and vendor onboarding slow, costly, and painful.
System and Data Silos
The information you need is typically distributed across several systems with no clear source of truth, requiring lots of manual processes to accomplish simple things.
Competing Priorities
While flexible connectivity is one of those things that financial institutions urgently need, it is often buried by other priorities that consume budget and resources.
The Right Skills
A team skilled in modern connectivity technology, highly experienced with financial services, committed, ethical, and easy to work with.
The Right Technology
Whether best of breed off-the-shelf or open source, the technology you choose must meet your functional requirements. It must also fit your needs in terms of cost, complexity, and support.
The Right Architecture
Your connectivity must be designed to be robust, resilient and easily reusable. Well designed connectivity means onboarding vendors and delivering elegant customer solutions becomes simple, rapid, and cost effective.
The Right Partner
Vendor agnostic, skilled technologists, well versed in financial services, committed to being your long-term trusted advisor.
Easy Access to the Banking Core
You own a layer of fast, easy, and reusable connectivity to the banking core. Realtime access to banking core data is now made easy.
Plug & Play Connectivity
Your systems are integrated with simplified, reusable connectivity enabling you to add or remove online properties at will.
Single View of Your Data
Your data sources are fully integrated and organized with dashboards and reports that provide a single view of the data.
Rapid Delivery and Innovation
With connectivity barriers removed and accelerators in place you can deliver innovative solutions for your clients at the speed of business.
Symitar & SilverLake – As part of Fintech Integration Network (FIN), we can test access for seamless Jack Henry core integrations.
DNA, Premier & Spectrum – Simplify integration with Fiserv’s leading banking cores.
Horizon & IBS (Code Connect/XM) – Enable fintechs to integrate seamlessly with FIS core systems.
Keystone – Extend connectivity to additional financial platforms.
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Reusable Connectivity
Integrations are designed for reuse so that each successive project is faster and more cost-effective than the previous one.
Easy Automation
Process automation delivered quickly and easily to increase your efficiency and cost savings.
Project Success
A skilled team delivering your integration projects on the platform of your choice leveraging years of best practices.
Application Support
Support and optimizations for your integrations by the experts who delivered them.
Trusted Partnership
A team that will be with you for the long haul and not just for individual projects.